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Winter in the West Country

Think about the West Country and it's all about summer holidays - sun-drenched beaches, buckets and spades, rolling surf, picturesque little ports nestling in rocky coves and sumptuous cream teas...

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Walking away from work with HPB

Recession! Redundancy! Retirement! These three words were not on the agenda when Keith and Suzanne Scrivener first joined the Holiday Property Bond.

Property portfolio

Lower Knapp Farm, Devon

HPB's Devon home, sympathetically converted from a substantial 18th-century farmhouse and outbuildings