HPB provides holidays for life. As it is an investment product, however, it is subject to charges, your capital is at risk and you may not be able to cash in during your first two years. Please read "How HPB works" for a summary of the principal risks and benefits.
  • Coo Palace

Coo Palace, Dumfries and Galloway, Scotland

Robert Burns’ House

Robert Burns’ House

In nearby Dumfries, the last home of the famous Scottish Poet, Robert (Rabbie) Burns, is open for visitors. Admission is free and on display are a few of his paintings and artefacts, giving a unique insight into the life this great man and his wife led there. Lovingly curated, guests are shown a film of his life before being allowed to wander through the house, reading some of his letters and papers. A trip across the road into the gardens and the mausoleum are also highly recommended.

Drumlanrig Castle

Drumlanrig Castle

Drumlanrig Castle is set in the 120,000-acre Queensberry Estate and is considered one of the most important Renaissance buildings in Scotland. Built in the 17th Century, Drumlanrig has mountain bike trails, fishing, walking routes, a playground, castle tours a country park and Victorian gardens offering plenty to do for all the family. The interior of this great castle displays magnificent collections of French furniture, art, porcelain and silver, including Rembrandt’s Old Woman Reading. The rangers in the park can show you delights such as the Drumlanrig Sycamore, the very first Douglas Fir to be planted in the UK and one of the oldest in Scotland. There’s also a tearoom, shop and Stableyard Studios where local craftspeople make and sell their wares.

Gretna Green

Gretna Green

The most well-known wedding venue in the country is on the eastern edge of Dumfries and Galloway, famously where young couples would elope to marry in secret! Alongside being the UK’s wedding destination, there’s a museum showing the original marriage room (still used for weddings today), and the oldest anvil (used in the wedding ceremonies) in existence. Legend has it that those who touch this ancient anvil will forever be blessed in good fortune in matters of the heart. Originally a smithy, the blacksmith’s cottage and workshop stand almost untouched, evoking romantic memories of lovers desperate to hear the words, “Under the ancient rights and laws of Scotland you are now man and wife”.

The Devil’s Porridge Museum

The Devil’s Porridge Museum

The “Devil’s Porridge” was the nickname given to Cordite by Sir Arthur Conan Doyle, who wrote, “The nitroglycerine on the one side and the gun-cotton on the other are kneaded into a sort of devil’s porridge”. Cordite was manufactured here during WW1 and WWII by women, at great personal risk, to be used in munitions. With friendly staff and a café this museum tells the story of a factory that was considered of as great importance as Bletchley Park, and “one of the greatest munitions factories on earth”.

Monreith Animal World

Monreith Animal World

For families looking for some outdoor fun, Monreith Animal Farm, at Low Knock Farm, Monreith, is set in 12 acres of beautiful countryside including a picturesque pond walk. You walk a circular route through exhibits of Waterfowl, Belted Galloway Cattle, Degus, Alpacas, Owls, Otters, Donkeys, Shetland Ponies, Poultry, Peacocks and Pigs. Children are also able to handle rabbits, chicks and guinea pigs.

Mull of Galloway Lighthouse

Mull of Galloway Lighthouse

At the southern-most point of Dumfries and Galloway is the Mull of Galloway Experience, part of the RSPB (Royal Society for the Protection of Birds) Scotland Nature Reserve. The lighthouse itself boasts 115 steps to reach the top, where you can take in breath-taking coastal views across the Irish Sea to Ireland, the Isle of Man and Cumbria. On a good day, visitors can see porpoises, dolphins and gannets. The café is the Southernmost coffee shop in Scotland.

Annandale Distillery

Annandale Distillery

For those who love their food and drink, Annandale Distillery is the perfect place to take a tour. With Scotland’s finest food, wine, craft beers and ciders on offer, alongside a very extensive whisky selection, it’s the perfect place to while away an afternoon. Not only can you learn all about the distillery process, but you can take home your favourite picks to enjoy later.

Before you leave...

Have you thought about having an Private Tour at one of our HPB holiday locations in the UK?

Book a Private Tour

Why not request our Tell Me More pack including our full portfolio?

Request our portfolio

User Charge

The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.

For example:
A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.

A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge

We're so confident you'll be delighted with HPB that we offer you a 'Money Back Promise'!

In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.

Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.

This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.

Full details of the offer will be provided before you invest.

Restrictions

If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.

Your inflation-protected Holiday Points

HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.

Here are some examples of how it works in practice (2022 rates):

For two people, holidaying out of season:
A week in Stigliano, Tuscany from 1,530 points
A week in The Trossachs, Scotland from 2,430 points
A week in St Brides Castle, Pembrokeshire from 2,260 points

And in the height of summer:
A week in Rocha Brava, Portgual from 8,190 points
A week in the Lake District from 9,760 points
A week in Le Mont de St Siméon, France from 14,180 points

If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.

Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.

A unique way to enjoy exclusive holidays year after year

Q. How does it work?

A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

Q. Will there be more properties in the future?

A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

Q. How long can I holiday with HPB?

A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Q. Is the Bond available anywhere else?

A. No. HPB is available exclusively through HPB Management Limited.

Request Our Portfolio Book a private tour Book a personal presentation Chat to one of our representatives Take the next step