HPB provides holidays for life. As it is an investment product, however, it is subject to charges, your capital is at risk and you may not be able to cash in during your first two years. Please read "How HPB works" for a summary of the principal risks and benefits.
  • Physkos

Physkos, Turunç, Turkey

We arrange a large choice of excursions, which depend on the time of year.

Take in the beautiful views over the bay of Turunç and end with a picnic at Amos's archaeological ruins. Other villages close by include Kumlubük, which has one of the longest stretches of beach on the peninsula, and Içmeler, with its canal lined with market stalls.

Historical places to visit

Historical places to visit

Turkey is a country which has stood on the borders of empires and cultures for thousands of years. Although the nation is now fortunately much calmer, this historical legacy has left numerous breath-taking sights to explore. While it's impossible to see all of these, we have included some of our favourites below:

Hagia Sophia

Widely regarded as one of the most beautiful buildings in the world, Hagia Sophia is the crown jewel of Istanbul. Byzantine Emperor Justinian constructed the monument in the sixth century and this building was later converted into a mosque by the Turkish. These days, Hagia Sophia operates as a museum but take your time exploring its staggering architecture and amazing natural beauty.

Ephesus

Ephesus

Ephesus was once the world's trade capital, a colossal city standing at the golden age of the Roman Empire. As a testament to the skill of those builders, Ephesus is still here today as a mighty ruin, with many preserved landmarks giving tourists an idea of what this city must have looked like at the peak of Roman rule.

Topkapi Palace Museum

Topkapi Palace Museum

Although a home for the Ottoman sultans in the 15th Century, this political and social hub was the place where the decisions of that era were made. From within these walls, the sultans created their kingdoms and forged an empire. A World Heritage Site, tourists now flock through the doors to see its architecture, design, and beautiful relics.

Troy

Troy

Arguably one of the world's most famous destinations, Troy is an extensive archaeological project which is more than 4,000 years old. Featured in Homer's the Iliad, your mind cannot help but wander back to those legendary tales as you stroll through its ruins.

The Grand Bazaar

The Grand Bazaar

The Grand Bazaar in Istanbul is a blend of historical wonderment and shopping paradise. Serving individuals for hundreds of years, the site is one of the largest covered markets in the world and is home to around 5,000 shops. Visit if you want to pick up something distinctly Turkish.

Natural wonders

Natural wonders

Turkey is a complicated country with a diverse landscape. As a result, the region is blessed with a variety of beautiful sights you're unlikely to find anywhere else. Be sure to visit the following locations:

Pamukkale

Pamukkale

Pamukkale is a mineral bath spa located north of Denizli. Its name means the ‘cotton castle' in Turkish and, upon arrival, it isn't difficult to see why. Containing beautiful hot springs, people have been bathing in its waters for centuries – why not join them?

Goreme National Park

Goreme National Park

Goreme National Park is an amazing natural landscape containing plains, plateaus, mountains, and river valleys. Formed by extensive erosion, this beautiful wonder can actually be toured by balloon.

Mount Chimaera

Mount Chimaera

Known as the ‘burning rock', this mountain is a wonder which must have inspired the terrifying tales of Greek legend. Natural gases constantly emerge from the cracks in the rock and ignite upon contact with the air, causing Mount Chimaera to constantly burn. At night, it isn't hard to imagine a sleeping monster underneath the earth.

Sports and activities

Sports and activities

Although Turkey is a historical and natural paradise, it has enough activities to keep even seasoned thrill seekers satisfied. Here are some of our top picks:

Skiing and snowboarding

Skiing and snowboarding

Every winter, the skiing and snowboarding capital of Anatolia welcomes thousands of sports enthusiasts to its slopes. With various resorts throughout the region, participants can usually bring their own gear or rent from the lodge.

Parachuting

Parachuting

What could be better than viewing Turkey from high above the ground? There are various opportunities to jump throughout the region but why not parachute over the historical city of Ephesus or high above the mountains?

Sailing

Sailing

Turkey is surrounded by the Mediterranean, Black Sea, as well as the Aegean and Marmara seas. Not only this, but the country has numerous rivers and waters which are ideal for rafting. Whether looking for underwater diving, yachting, or windsurfing, Turkey is an excellent choice for water sports enthusiasts.

Things to do in Turunç, Turkey

Things to do in Turunç, Turkey

Turunç Turunç is the closest village to the Physkos villas. Nestled into a bay on the Bozburun Peninsula to the south-west of Turkey, Turunç looks out onto calm Mediterranean waters and offers a host of water-based activities as well as leisurely village attractions.

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Things to do in Marmaris, Turkey

Things to do in Marmaris, Turkey

You'll find Marmaris more bustling. Larger and more 'touristy' than Turunç, Marmaris is a port town located further round the coast and has a busier night life with a number of bars and restaurants to chose from. In Marmaris you'll find an array of things to see and do that will keep all ages busy, not to mention incredible history and a stunning coastline.

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Things to do in Içmeler, Turkey

Things to do in Içmeler, Turkey

Midway between Turunç and Marmaris in both size and location, Içmeler is surrounded by pine forests and walking in the mountains will provide you with incredible views out over the bay. The coastline here is beautiful, the beaches are sheltered and the waters are crystal clear. Take a stroll down the canal while you're in the town.

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From water sports to weekly markets

From water sports to weekly markets

In the daytime, relax on the beach or have a go at one of the many water sports on offer in Turunç and Kumlubük, from scuba diving to waterskiing. Suitable for both beginners and the more experienced, there's also the chance to try windsurfing, parasailing and jet-skiing.

Turunç's weekly market is also worth a visit, with lots of local produce, such as pine honey from the mountains and olives from nearby groves. In the summer months there are also plenty of souvenir stalls, in addition to items ranging from clothing to garden plants.

Get in touch with local tradition in Marmaris

Get in touch with local tradition in Marmaris

Why not enjoy a local Turkish breakfast at the beautifully situated Çinar Restaurant, followed by guided shopping?

While in Marmaris, visit its small castle, built during the reign of Süleyman the Magnificent. The fortress, with lovely views over the marina and out to sea, is now a museum with a range of nautical, historical and ethnographic exhibits.

Discover Turkey's coastline by boat

There are lots of opportunities to enjoy a boat trip to explore the crystal clear, turquoise Aegean waters and the Turkish coastline. Simply go down to the harbour, pick a boat and choose your destination.

Gulet Chartering sails to and from Marmaris harbour, with its 'Blue Voyage' tour taking in the south-western coast from aboard a gulet. Discover idyllic bays and coves, as well as small towns, villages, and ancient Greek and Roman remains.

Day trips and longer experiences

Other boat tours include the 'Golden Mediterranean' and 'Treasures of the Aegean' tours, which also leave from Marmaris. Spend nights both on the boat and in comfortable hotels, and enjoy overland trips to explore some of the world's best archaeological sites.

But if you're thinking of just a day trip, you could head east to the Butterfly Valley near Fethiye. Millions of butterflies, including 30 daytime species and 40 nocturnal species, come here to breed in September. A protected site, it's only accessible by boat or via the Lycian Way walking trail.

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Take out a Holiday Property Bond before 31st October 2024, and not only will you be giving yourself, your friends and your family a lifetime of top-quality holidays. You, and the family, could also be spending a day in a winter wonderland; and meeting Father Christmas himself

For a party of up to six (a mix of adults and children), this day-trip to Lapland includes snowmobiling, husky sledding, and a reindeer sleigh ride – plus the highlight: a private family meeting with Father Christmas, where you can tell him of your Christmas wish list!

After an overnight stay at Birmingham airport’s Novotel (parking included), your flight to Finland’s northernmost region departs early in the morning of 16th December – to give you and the family as much time as possible enjoying Lapland’s Christmas magic. And after your day playing in the snow you’ll return tired but happy, to another night in a comfortable hotel bed before heading home with a boot-full of happy memories (and perhaps a gift or two).

Meals are provided on the outbound and inbound flights, plus a hearty lunch in Lapland, thermal snow suits, winter boots – everything you need to keep warm and get the most out of your day.

Invest before the end of October for your chance to win this fantastic prize. And don’t forget to keep 16th December free. Good luck!

Prize Draw rules
1. Invest by 31st October 2024 and you will be entered into the draw. 2. The winner will be drawn by a solicitor. 3. The winner will receive the prize of a day trip to Lapland for a party of six (mix of adults and children) on 16th December 2024 from Birmingham Airport. Return flights with hot meals, a range of activities and overnight accommodation and parking at Birmingham Airport at the start and end of the break is included. The trip is not suitable for infants under 2 years old. 4. The winner will be drawn from those who invest by 31st October 2024 and existing Bondholders who top up their Bond or refer friends. 5. The prize can only be claimed by those who are 18 or over and is not available to HPB employees, associates or those in their households. 6. No cash alternative available. 7. The winners will be notified by 22nd November 2024.

User Charge

The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.

For example:
A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.

A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge

We're so confident you'll be delighted with HPB that we offer you a 'Money Back Promise'!

In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.

Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.

This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.

Full details of the offer will be provided before you invest.

Restrictions

If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.

Your inflation-protected Holiday Points

HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.

Here are some examples of how it works in practice (2022 rates):

For two people, holidaying out of season:
A week in Stigliano, Tuscany from 1,530 points
A week in The Trossachs, Scotland from 2,430 points
A week in St Brides Castle, Pembrokeshire from 2,260 points

And in the height of summer:
A week in Rocha Brava, Portgual from 8,190 points
A week in the Lake District from 9,760 points
A week in Le Mont de St Siméon, France from 14,180 points

If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.

Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.

A unique way to enjoy exclusive holidays year after year

Q. How does it work?

A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

Q. Will there be more properties in the future?

A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

Q. How long can I holiday with HPB?

A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Q. Is the Bond available anywhere else?

A. No. HPB is available exclusively through HPB Management Limited.

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