HPB provides holidays for life. As it is an investment product, however, it is subject to charges, your capital is at risk and you may not be able to cash in during your first two years. Please read "How HPB works" for a summary of the principal risks and benefits.
  • St Brides Castle
  • St Brides Castle
  • St Brides Castle
  • St Brides Castle

St Brides Castle, Pembrokeshire, Wales

  • 51 apartments and cottages in Pembrokeshire
  • Indoor pool, games room and family room
  • Winner of the Prince of Wales Award for Architecture
  • Set in 99 acres of mature parkland
  • On the edge of the spectacular Pembrokeshire coast
  • Surrounded by a unique National Park
  • Superb walking country

St Brides Castle is part of the Holiday Property Bond portfolio offering exclusive access to over 1,500 properties to over 40,000 investors across more than 30 locations. You can find out more about St Brides Castle below, but first a brief explanation about the Holiday Property Bond.

A. How can I holiday better?

Invest from £5,000 in the Holiday Property Bond for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

B. Will there be more properties in the future?

As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

C. How long can I holiday with HPB?

For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Remote and unspoilt, the Pembrokeshire peninsula – at the southwest corner of Wales – must surely rank among Europe's most magnificent and varied coastlines. Here you'll find St Brides Castle, the restoration of which earned a Prince of Wales Award for Architecture.

Set in 99 acres of mature parkland, the fine 19th-century baronial country mansion was re-styled in 1833 at the whim of the fourth Lord Kensington. As a result, its castellated outline reflects the eccentricity common among the wealthy landowners of the time. Today, this fascinating castle has a modern purpose, providing the discerning holidaymaker with a choice of stylish and comfortable apartments and cottages.

Not far from St Brides is Haverfordwest, an attractive and bustling market town that boasts a range of shops and restaurants. Also within easy driving distance to the north is Britain's smallest city, St Davids, with its lovely 12th century cathedral – and to the south is the town of Pembroke, home of a beautiful old Norman castle.

St Brides is located in the Pembrokeshire Coast National Park, which offers a wealth of wonderful places to explore and enjoy. Its stunning coastline spans 186 miles and contains safe, sandy beaches ideal for families, as well as rugged cliffs and secluded rocky coves. It is also a paradise for the wildlife enthusiast, with plenty of rare habitats and species.

St Brides Castle, Pembrokeshire, Wales is part of the Holiday Property Bond portfolio offering exclusive access to over 1,500 properties to its 40,000 investors ("Bondholders"). If you are not already a Bondholder and would like further details please see below.

Enjoy Pembrokeshire's 52 pristine beaches

If you love to spend your holidays relaxing on the beach, then look no further than Pembrokeshire. It boasts more Blue Flag and Green Coast beaches than any other part of the UK. With so much choice, you're bound to find your perfect sunbathing spot.

Caerfai Bay is an ideal family hangout, as it's great for rockpooling, swimming and snorkelling. St Brides Haven is best for fishers and divers, but if you're looking for a particularly attractive beach, be sure to visit Marloes Sands. This long stretch is backed by orange and red cliffs – perfect for an evening walk.

Explore Pembrokeshire's historic buildings

History lovers are in luck – Pembrokeshire has more than 51 forts and castles. Pembroke Castle is the most famous, and was built 27 years after the Battle of Hastings by the Normans. Much work has gone into restoring the castle to its former glory, so it's well worth a visit.

Don't go home without seeing St Davids either. Britain's smallest city was named after the patron saint of Wales, and is well known for its stunning 12th-century cathedral.

Feast at the farmer's market

You can't beat fresh produce, and the best place to buy it in Pembrokeshire is arguably at the farmer's market in Haverfordwest. It runs from 9am-3pm every Friday and sells a variety of fresh food, from rare-breed pork and dressed crab to apple-blossom honey and apple-y-ever-after cake. There are also markets on Saturday and Sunday, just outside Haverfordwest.

Walk the Pembrokeshire Coast Path

Keen walkers must take up the challenge of the Pembrokeshire Coast Path. It takes between 10 and 15 days to complete the whole thing, but even to walk just a bit is worth the effort. You'll see a variety of landscapes during the 186-mile walk, including limestone cliffs, sea-flooded river valleys and red sandstone bays.

Hop on the Puffin Shuttle and Coastal Bus if you're feeling too tired to walk all the way back to St Brides!

Family fun in Pembrokeshire

There's no shortage of family attractions in Pembrokeshire – no matter whether it's raining or shining, it's easy to keep the children entertained. Folly Farm is a great all-weather attraction. It has both indoor and outdoor play areas, as well as zoo and farm animals.

Older children may prefer Oakwood Theme Park, which boasts more than 30 rides and attractions, though there is plenty for the little ones to enjoy too. If you and the children want to try something new, visit Heatherton Country Park. Entry is free, you just pay per activity, and they range from zorbing and go-karting to archery and pistol shooting.

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Take out a Holiday Property Bond before 31st October 2024, and not only will you be giving yourself, your friends and your family a lifetime of top-quality holidays. You, and the family, could also be spending a day in a winter wonderland; and meeting Father Christmas himself

For a party of up to six (a mix of adults and children), this day-trip to Lapland includes snowmobiling, husky sledding, and a reindeer sleigh ride – plus the highlight: a private family meeting with Father Christmas, where you can tell him of your Christmas wish list!

After an overnight stay at Birmingham airport’s Novotel (parking included), your flight to Finland’s northernmost region departs early in the morning of 16th December – to give you and the family as much time as possible enjoying Lapland’s Christmas magic. And after your day playing in the snow you’ll return tired but happy, to another night in a comfortable hotel bed before heading home with a boot-full of happy memories (and perhaps a gift or two).

Meals are provided on the outbound and inbound flights, plus a hearty lunch in Lapland, thermal snow suits, winter boots – everything you need to keep warm and get the most out of your day.

Invest before the end of October for your chance to win this fantastic prize. And don’t forget to keep 16th December free. Good luck!

Prize Draw rules
1. Invest by 31st October 2024 and you will be entered into the draw. 2. The winner will be drawn by a solicitor. 3. The winner will receive the prize of a day trip to Lapland for a party of six (mix of adults and children) on 16th December 2024 from Birmingham Airport. Return flights with hot meals, a range of activities and overnight accommodation and parking at Birmingham Airport at the start and end of the break is included. The trip is not suitable for infants under 2 years old. 4. The winner will be drawn from those who invest by 31st October 2024 and existing Bondholders who top up their Bond or refer friends. 5. The prize can only be claimed by those who are 18 or over and is not available to HPB employees, associates or those in their households. 6. No cash alternative available. 7. The winners will be notified by 22nd November 2024.

User Charge

The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.

For example:
A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.

A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge

We're so confident you'll be delighted with HPB that we offer you a 'Money Back Promise'!

In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.

Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.

This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.

Full details of the offer will be provided before you invest.

Restrictions

If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.

Your inflation-protected Holiday Points

HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.

Here are some examples of how it works in practice (2022 rates):

For two people, holidaying out of season:
A week in Stigliano, Tuscany from 1,530 points
A week in The Trossachs, Scotland from 2,430 points
A week in St Brides Castle, Pembrokeshire from 2,260 points

And in the height of summer:
A week in Rocha Brava, Portgual from 8,190 points
A week in the Lake District from 9,760 points
A week in Le Mont de St Siméon, France from 14,180 points

If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.

Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.

A unique way to enjoy exclusive holidays year after year

Q. How does it work?

A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

Q. Will there be more properties in the future?

A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

Q. How long can I holiday with HPB?

A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Q. Is the Bond available anywhere else?

A. No. HPB is available exclusively through HPB Management Limited.

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