Think about the West Country and it's all about summer holidays - sun-drenched beaches, buckets and spades, rolling surf, picturesque little ports nestling in rocky coves and sumptuous cream teas...
The winter was fast approaching, the evenings drawing in. Time to consider an autumnal retreat to warmer climes with a round or four of golf added for good measure.
Norfolk is a county of wide open spaces, expansive skies, few (but friendly!) people, and much to see, both natural and manmade.
A carefully landscaped development with attractive walkways, terraces, ornamental ponds and patios shaded by orange trees
There are many delights to be enjoyed on HPB holidays – not least of which is the wildlife. Here Bondholder Jonathan Savory writes about the wild birds he has discovered around Barnham Broom.
Doug Wood has been fine-tuning the gardens at Sibton Park in Kent for 30 years or more...
Perhaps it was the romantic view of turreted Tigh Mor or the seductive Tuscan haze of Stigliano that captivated Bondholder Jill Page. Then again there was the reassuring smile of Judith Chalmers.
Bondholders John and Judith Heath enjoy holidays for all seasons, thanks to HPB
Majorca - a magnet for summer holidaymakers; but no less a draw for "out-of-season" visitors...
Christmas and New Year in Britain are hard to beat. But there comes a point – usually in February – when yet another cold, dark day is just too much.
Regular visitors to HPB’s Lake District home of Braithwaite Court will doubtless be familiar with the family of ospreys which have made Bassenthwaite Lake their summer residence.
The summer is over. The children have gone back to school. The windsurfers have packed their boards and wetsuits away for another year. Brittany’s holiday season is at an end.
Along with the likes of Encosta Cabo Girão in Madeira, La Reserva de Biniorella in Majorca and El Balcón de Santa Ana in La Gomera, El Pueblito de Alfaix is one of HPB’s larger, “resort”, sites.
When the Littlefair family set out for a leisurely winter break, they didn’t expect the heavy December snowfall. Mary Littlefair tells you how their break turned out to be a memorable success.
HPB’s Austrian home comprises two chalets, built in the traditional style, divided into five apartments
The Périgord truffle is one of the most sought-after delicacies to grace the plate, with a scent and flavour all its own.
Many visitors to south-west France come to admire the Dordogne’s many magnificent châteaux, ancient bastides and picture-postcard villages – and rightly so, they are not hard to find.
Hilary Renault, site manager at HPB's Le Mont de St Siméon home in Île de France, gives advice on how to buy and store brie cheese
With the UK summer but a memory, now is surely a time for Bondholders to consider flying south – to one of the Bond’s Spanish island resorts.
HPB’s imposing Queen Anne mansion, set in nine acres of grounds
Christopher Lloyd believed that winter’s main gardening task was to sit by the fire and read seed catalogues.
With his passion for nature and in-depth knowledge of the region, Arthur is delighted to tell anyone who’ll listen the tale of the Trossachs, and the natural wonders to be found there.
For birdwatchers the entire region offers an embarrassment of riches, the biggest and arguably the best is just a stone’s throw from HPB’s El Pueblito de Alfaix: the Cabo de Gata-Níjar Natural Park.
Bondholder Diana Levett shares her experience of the Holiday Property Bond - where fantastic holidays come as standard...
Have you thought about having an Private Tour at one of our HPB holiday locations in the UK?
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Take out a Holiday Property Bond before 31st October 2024, and not only will you be giving yourself, your friends and your family a lifetime of top-quality holidays. You, and the family, could also be spending a day in a winter wonderland; and meeting Father Christmas himself
For a party of up to six (a mix of adults and children), this day-trip to Lapland includes snowmobiling, husky sledding, and a reindeer sleigh ride – plus the highlight: a private family meeting with Father Christmas, where you can tell him of your Christmas wish list!
After an overnight stay at Birmingham airport’s Novotel (parking included), your flight to Finland’s northernmost region departs early in the morning of 16th December – to give you and the family as much time as possible enjoying Lapland’s Christmas magic. And after your day playing in the snow you’ll return tired but happy, to another night in a comfortable hotel bed before heading home with a boot-full of happy memories (and perhaps a gift or two).
Meals are provided on the outbound and inbound flights, plus a hearty lunch in Lapland, thermal snow suits, winter boots – everything you need to keep warm and get the most out of your day.
Invest before the end of October for your chance to win this fantastic prize. And don’t forget to keep 16th December free. Good luck!
Prize Draw rules 1. Invest by 31st October 2024 and you will be entered into the draw. 2. The winner will be drawn by a solicitor. 3. The winner will receive the prize of a day trip to Lapland for a party of six (mix of adults and children) on 16th December 2024 from Birmingham Airport. Return flights with hot meals, a range of activities and overnight accommodation and parking at Birmingham Airport at the start and end of the break is included. The trip is not suitable for infants under 2 years old. 4. The winner will be drawn from those who invest by 31st October 2024 and existing Bondholders who top up their Bond or refer friends. 5. The prize can only be claimed by those who are 18 or over and is not available to HPB employees, associates or those in their households. 6. No cash alternative available. 7. The winners will be notified by 22nd November 2024.
The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.
For example: A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.
A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge
In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.
Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.
This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.
Full details of the offer will be provided before you invest.
If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.
HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.
Here are some examples of how it works in practice (2022 rates): For two people, holidaying out of season: A week in Stigliano, Tuscany from 1,530 points A week in The Trossachs, Scotland from 2,430 points A week in St Brides Castle, Pembrokeshire from 2,260 points
And in the height of summer: A week in Rocha Brava, Portgual from 8,190 points A week in the Lake District from 9,760 points A week in Le Mont de St Siméon, France from 14,180 points
If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.
Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.
A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.
A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.
A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.
A. No. HPB is available exclusively through HPB Management Limited.