HPB provides holidays for life. As it is an investment product, however, it is subject to charges, your capital is at risk and you may not be able to cash in during your first two years. Please read "How HPB works" for a summary of the principal risks and benefits.
  • Bena Vista

Bena Vista, Costa del Sol, Spain

We arrange regular excursions to Granada, Cordoba, Tangiers (Morocco), Nerja, Gibraltar, Ronda, Fuengirola and Mijas, as well as our popular 'Marmalade Run' earlier in the year.

Granada is one of the most elegant Andalucian cities, set against the backdrop of the Sierra Nevada mountains. Visit the cathedral, explore the Moroccan shops, and enjoy an official guided tour of the amazing Alhambra palace and its beautiful Generalife gardens.

The elegant, wealthy city of Cordoba is one of the most beautiful in Andalucia

Moorish influences and Moroccan medinas

The elegant, wealthy city of Cordoba is one of the most beautiful in Andalucia and home to the Mezquita, the only mosque-cathedral in the world. Take in this lovely city, its beautiful fountains, Alcazar gardens, Roman baths and the famous Jewish Quarter.

Departing from Tarifa, the fast ferry arrives in Tangiers in about 40 minutes. Explore the Caves of Hercules, followed by a typical Moroccan lunch, and then take in the sights and sounds of the medina, souk and kasbah.

Visit the third most visited tourist site in Spain, the famous Caves of Nerja

From stalactites to shopping

The third most-visited tourist site in Spain, the famous Caves of Nerja has stalactites and stalagmites aplenty, as well as the 32m-high 'Cataclysmic Hall'. Inhabited for over 20,000 years, take a look at the many artefacts, including prehistoric paintings in the museum.

Head to Gibraltar for some duty-free bargains and a wonderful tour of 'the Rock'. Visit St Michael's Cave (the only one of 140 caves open to the public) and Upper Rock, and spot some Barbary apes. Or why not combine shopping with a Dolphin World boat trip to enjoy the friendly wild dolphins in the bay of Algeciras?

The famous Moorish tow of Ronda that bridges the 'El Tajo' gorge

Mountain villages and seaside towns

Take in wonderful views from Ronda, an old Moorish town that bridges the famous 'El Tajo' gorge. Arrive via train, on a single-track line built over 100 years ago. This is the only way to see the spectacular mountain scenery, with delightful villages and Victorian stations en route.

Visit Fuengirola in the morning to enjoy this popular seaside town's famous Tuesday market, one of the largest on the coast. Do a spot of shopping, take a stroll along the promenade, or stop off at Fuengirola Zoo. Continue on to the mountain village of Mijas, one of Andalucia's famous 'white villages'. Explore this beautiful pueblo's narrow streets and wonderful views.

Try out the local Marmalade run or take a guided tour of an old olive mill

Oranges, olives and traditional farming

If you're here in the orange season (between January and May), enjoy our 'Marmalade Run'. Travel inland for a guided tour of an old olive mill, where (in season) you can see the full olive oil production process.

After visiting an authentic citrus fruit farm (and sampling fresh fruit straight from one of the 17,000 trees), take in the scenery of the Spanish Lake District and the dramatic El Chorro gorge.

Visit the Museo Picasso containing 204 original works

Things to do

If you prefer to travel under your own steam, why not visit one of the Costa del Sol's many other attractions?

Head north from Bena Vista to Málaga and its Museo Picasso, which opened in 2003. Converted from the 16th-century Palacio de los Condes de Buenavista, the museum's permanent collection has 204 original works, from sketchpads and ceramics.

Just below Málaga in Torremolinos, El Ranchito's 'Ritmo a Caballo' is a real equestrian ballet, with choreography based on works by classical Spanish composers and riders in traditional Andalusian dress.

Take the family to Torremolinos' Aqualand water park and enjoy the rides

Fun for all the family

Alternatively, head to Torremolinos' huge Aqualand water park, with its hair-raising water rides and slides. Still on a watery theme, try to spot young crocodiles emerging from their eggs at the town's Crocodile Park.

Tivoli World, located between Torremolinos and Fuengirola, is a fantastic evening out for all the family, with a funfair, shows, gardens and restaurants.

The Bondai Museum in Marbella houses over 300 miniature trees from 40 different species

From bonsai trees to wildlife parks

Closer to home and for something completely different, visit Marbella's fascinating Bonsai Museum, which houses around 300 miniature trees from 40 different species.

Right on the doorstep of Bena Vista, the innovative Selwo Wildlife and Adventure Park occupies over 100 hectares of land and is Europe's largest wildlife park. It keeps over 2,000 types of animal (representing all corners of the globe) in surroundings as close to their natural environments as possible.

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Take out a Holiday Property Bond before 31st October 2024, and not only will you be giving yourself, your friends and your family a lifetime of top-quality holidays. You, and the family, could also be spending a day in a winter wonderland; and meeting Father Christmas himself

For a party of up to six (a mix of adults and children), this day-trip to Lapland includes snowmobiling, husky sledding, and a reindeer sleigh ride – plus the highlight: a private family meeting with Father Christmas, where you can tell him of your Christmas wish list!

After an overnight stay at Birmingham airport’s Novotel (parking included), your flight to Finland’s northernmost region departs early in the morning of 16th December – to give you and the family as much time as possible enjoying Lapland’s Christmas magic. And after your day playing in the snow you’ll return tired but happy, to another night in a comfortable hotel bed before heading home with a boot-full of happy memories (and perhaps a gift or two).

Meals are provided on the outbound and inbound flights, plus a hearty lunch in Lapland, thermal snow suits, winter boots – everything you need to keep warm and get the most out of your day.

Invest before the end of October for your chance to win this fantastic prize. And don’t forget to keep 16th December free. Good luck!

Prize Draw rules
1. Invest by 31st October 2024 and you will be entered into the draw. 2. The winner will be drawn by a solicitor. 3. The winner will receive the prize of a day trip to Lapland for a party of six (mix of adults and children) on 16th December 2024 from Birmingham Airport. Return flights with hot meals, a range of activities and overnight accommodation and parking at Birmingham Airport at the start and end of the break is included. The trip is not suitable for infants under 2 years old. 4. The winner will be drawn from those who invest by 31st October 2024 and existing Bondholders who top up their Bond or refer friends. 5. The prize can only be claimed by those who are 18 or over and is not available to HPB employees, associates or those in their households. 6. No cash alternative available. 7. The winners will be notified by 22nd November 2024.

User Charge

The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.

For example:
A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.

A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge

We're so confident you'll be delighted with HPB that we offer you a 'Money Back Promise'!

In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.

Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.

This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.

Full details of the offer will be provided before you invest.

Restrictions

If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.

Your inflation-protected Holiday Points

HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.

Here are some examples of how it works in practice (2022 rates):

For two people, holidaying out of season:
A week in Stigliano, Tuscany from 1,530 points
A week in The Trossachs, Scotland from 2,430 points
A week in St Brides Castle, Pembrokeshire from 2,260 points

And in the height of summer:
A week in Rocha Brava, Portgual from 8,190 points
A week in the Lake District from 9,760 points
A week in Le Mont de St Siméon, France from 14,180 points

If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.

Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.

A unique way to enjoy exclusive holidays year after year

Q. How does it work?

A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.

Q. Will there be more properties in the future?

A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.

Q. How long can I holiday with HPB?

A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.

Q. Is the Bond available anywhere else?

A. No. HPB is available exclusively through HPB Management Limited.

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