Think about the West Country and it's all about summer holidays - sun-drenched beaches, buckets and spades, rolling surf, picturesque little ports nestling in rocky coves and sumptuous cream teas...
Lodge Yard is a listed 18th-century stable yard in the middle of the small town of Askrigg in The Yorkshire Dales
Robert Ireland knew he would have to make time for holidays – all too often sacrificed on the way to business success. The Holiday Property Bond proved ideal...
The mid 19th-century farmhouse of Upper Norton on the edge of the Shropshire Hills offers southerly views over glorious farmland.
Norfolk is a county of wide open spaces, expansive skies, few (but friendly!) people, and much to see, both natural and manmade.
The joys of hotel living, HPB-style
With little traffic and a real village atmosphere, the small resort of Turunç makes for a wonderfully secluded destination.
A carefully landscaped development with attractive walkways, terraces, ornamental ponds and patios shaded by orange trees
On two recent HPB holidays, Bondholders Hugh and Kathleen Hackett really discovered what HPB’s ethic of service and customer care really means.
Doug Wood has been fine-tuning the gardens at Sibton Park in Kent for 30 years or more...
For Bondholder Irene Hrynkow, springtime in Scotland proved a magical experience, particularly the ascent of Ben A’an – small in mountain terms, but no less rewarding than its more imposing brethren.
The summer has been great in many ways – but the British weather has been inconsistent. That’s why this year, our thoughts are turning to where to go to grab a bit of early autumn sun.
Bondholders John and Judith Heath enjoy holidays for all seasons, thanks to HPB
Dynamic site management makes a good Majorcan holiday GREAT!
Christmas and New Year in Britain are hard to beat. But there comes a point – usually in February – when yet another cold, dark day is just too much.
HPB Bondholder and journalist Charles Rae recounts a rather special villa holiday to Physkos – HPB’s villa and apartment complex in Turunç, Turkey.
Here Jonathan Broom describes how his trip to Constant became a journey of discovery through one of the most beautiful regions of France.
Standing in three acres of walled grounds, this historic HPB site is dominated by a large 14th-century red-brick house, thought to have been the original Great Hall of Blore Manor.
To the HPB complaints department: Where were you when we needed you? Now the kids keep stealing our points!
For Hugh and Ann Craig and family, from Suffolk, their recent holiday at Le Mont de St Siméon, the Bond’s Île de France home, was all about one thing: Disneyland.
With Florence its capital, Tuscany can rightly be described as the true heart of Italy.
As Bondholders John and Judith Heath discovered, getting on their bikes added a welcome new dimension to their holiday...
Bondholders Margaret and David Paul write about their return visit to Constant, HPB’s idyllic private hamlet in the Dordogne.
HPB’s North York Moors home – a collection of 11 cottages set in quiet gardens with stunning views.
Tigh Mor Trossachs just got even more attractive, with the addition of 'The Lochan', HPB's very own trout lake.
Bondholder Eleanor Wragg makes the most of a short stay at the Bond’s Beaumaris home…
Langton House site manager Karen Travers's association with HPB's Dorset home is long - but her involvement with Dorset in general, and Langton Matravers in particular, is lifelong.
As Bondholders, Christine and Ian Bone benefit from the Holiday Property Bond in not one but two ways.
The Kings Arms, adjacent to HPB’s Lodge Yard home, nestles in the heart of the Yorkshire Dales National Park
The Park family – Iain and Sarah, and children Rosie and Danny – have been Bondholders since 2008 but their Bond has been in the family for a good deal longer than that.
HPB Travel Club are committed to ensuring that Bondholders receive the very best in choice, value and service...
Having bounced around the globe quite a bit, Ken Sugars and wife Sue came home to East Yorkshire. But was that the end of their travels? Far from it!
Wales has enjoyed (or endured) a somewhat tempestuous relationship with royalty down the centuries – but Pembrokeshire marked the Queen’s Diamond Jubilee in real style.
205 properties, near the exclusive Costa Teguise on the Lanzarote’s eastern side
HPB's Cotswolds home
“Every Holiday Property Bond site offers something different – but they ALL offer the opportunity to take your children on holiday in a safe, secure environment.” – Rob Vines
Last Easter HPB ran its Activity Club at El Balcón de Santa Ana, La Gomera. John Scholefield grabbed a week’s holiday with his family at our Canary Island home.
Situated approximately three miles from the seaside town of Carvoeiro, in the centre of the Algarve, Rocha Brava is a large and mature holiday development.
“Whether it’s a family holiday you’re after, or a get-together with like-minded friends, HPB has a ‘vacation location’ to suit.” – Gordon Murray
Much thought has gone into the organisation and continuing development of the Holiday Property Bond - which is why the Bond is such a success for so many.
With the UK summer but a memory, now is surely a time for Bondholders to consider flying south – to one of the Bond’s Spanish island resorts.
Jonathan Broom, editor of BOND – HPB’s magazine for Bondholders – recently visited Sibton Park, our beautifully restored and converted Queen Anne mansion in Kent.
In 1989 the Holiday Property Bond was six years old, and developing fast.The future looked bright – but something (or someone) was missing: a ‘face of HPB’…
HPB’s imposing Queen Anne mansion, set in nine acres of grounds
Christopher Lloyd believed that winter’s main gardening task was to sit by the fire and read seed catalogues.
With his passion for nature and in-depth knowledge of the region, Arthur is delighted to tell anyone who’ll listen the tale of the Trossachs, and the natural wonders to be found there.
For birdwatchers the entire region offers an embarrassment of riches, the biggest and arguably the best is just a stone’s throw from HPB’s El Pueblito de Alfaix: the Cabo de Gata-Níjar Natural Park.
"My mum's memory lives on through HPB." That, at least, is the opinion of Jane Bentham, who 10 years ago with her sisters inherited her mother's Bond.
Bondholder Diana Levett shares her experience of the Holiday Property Bond - where fantastic holidays come as standard...
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The no-profit user charge is all you pay when you book your holiday. It covers the actual costs of servicing the properties, including housekeeping, laundry and maintenance of the many free-to-use-onsite facilities. It is charged per property - NOT per person. And it does not vary with the season: instead, the user-charge remains constant all year round.
For example: A week for two in the Scottish Highlands could cost around £324 user charge, including VAT*, even at the height of the season.
A week for a party of eight in a four bedroom villa at Physkos, Turkey in August could cost around £577 in user charge
In regular surveys, Bondholders tell us how happy they are with HPB holidays. That's why we feel confident in giving you the extra reassurance of our unprecedented 'Money Back Promise':
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can cash in your HPB investment within 14 days of your return.
Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount of your original payment, including charges.
This offer applies to a holiday at any HPB owned property which is taken by at least one of the Bondholders themselves.
Full details of the offer will be provided before you invest.
If you do not use our "Money Back Promise" offer explained in "How HPB works", you may cash in after two years at a value linked to that of the properties and securities but you should not expect to get back the full amount you paid because of charges and changes in the value of HPB’s properties and securities. In exceptional circumstances cashing in may be deferred for up to twelve months.
HPB's holiday benefits are provided through a Holiday Points system. Each £1 you invest (including any adviser charge) adds one Holiday Point to the allocation of Holiday Points that you receive every year for as long as you hold your bond. Each time you book a holiday, you exchange Holiday Points for the accommodation you want, with the number of Holiday Points required depending on the location, size of property and season.
Here are some examples of how it works in practice (2022 rates): For two people, holidaying out of season: A week in Stigliano, Tuscany from 1,530 points A week in The Trossachs, Scotland from 2,430 points A week in St Brides Castle, Pembrokeshire from 2,260 points
And in the height of summer: A week in Rocha Brava, Portgual from 8,190 points A week in the Lake District from 9,760 points A week in Le Mont de St Siméon, France from 14,180 points
If you have a minimum qualifying investment you can also book Short Notice Points Free holidays, subject to availability. Bookings can be made up to 28 days in advance for UK holidays and up to 56 days in advance for overseas. Even if you do not have a qualifying investment, you can still book Short Notice Points Free holidays up to 21 days ahead in the UK and up to 42 days ahead overseas.
Inflation protection: Your Holiday Points allocation is re-valued every year in line with the cost of providing additional holiday accommodation for new investors. This means your holiday accommodation booking power is fixed and protected against inflation. So you can look forward to top quality holidays for life.
A. The way the Bond works is simple. Families like yours invest from £5,000 for exclusive access to a portfolio of over 1,500 top quality villas, cottages and apartments in 32 locations across 13 European countries, including over 600 properties in 19 locations in the UK. For each £1 invested you will receive one Holiday Point each year which you can use to book the properties. And when staying in them you do not pay a commercial rent, just a no-profit user charge covering actual running, maintenance and refurbishment costs. This charge is level throughout the year so there are no high season premiums. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week. Larger properties are also available. This no-profit user charge is only payable when you want to go on holiday. Your only ongoing commitment is a quarterly fee under £38 (that is around £150 a year), linked to RPIX.
A. As we attract more investors the more properties we will add to the portfolio – increasing your holiday choice still further.
A. For life if you wish – the holiday benefits last as long as you hold the Bond. In due course you can pass it and the holiday benefits to your children and grandchildren, as many of our earlier investors have already done. If, however, at some point you and your family no longer wish to holiday with us you can surrender your Bond back to the company after two years or more (subject to deferral in exceptional circumstances). You will not get back the full amount you invested, although we would hope that you will have had some wonderful holidays. What you do get back will reflect initial charges (25%) taken before your money is invested in the HPB fund of holiday properties and securities. The fund itself also pays annual charges of around 2.5% of its net assets at cost, calculated monthly, as well as overheads. The value of the fund’s properties and securities can also go up or down and so, like most investments, your capital is at risk.
A. No. HPB is available exclusively through HPB Management Limited.